Effective Date: 1 January 2026 | Last Updated: 30 May 2026 | Controller: Money Protects Capital Limited, Park Towers, DIFC, Dubai, UAE
1. Who We Are
Money Protects Capital Limited ("MPCL", "we", "us", "our") is a DFSA-regulated Category 3C firm incorporated in the Dubai International Financial Centre (DIFC), UAE. We are subject to the DIFC Data Protection Law No. 5 of 2020 ("DIFC DP Law") and all applicable DFSA conduct requirements.
This Cookie Policy explains what cookies and similar tracking technologies we use on moneyprotects.com ("the Website"), why we use them, and how you can control them.
2. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They allow the website to recognise your device, remember your preferences, and collect information about how you use the site. Similar technologies include web beacons, pixels, and local storage objects.
3. Categories of Cookies We Use
| Category | Purpose | Legal Basis (DIFC DP Law) | Consent Required |
|---|---|---|---|
| Essential / Strictly Necessary | Session management, CSRF token security, load balancing, authentication state. Cannot be disabled without breaking site functionality. | Art. 10(1)(b) — Contractual necessity; Art. 10(1)(c) — Legitimate regulatory obligation | Not required |
| Analytics | Understanding how visitors interact with our Website — page views, session duration, traffic sources. Data is anonymised or pseudonymised. | Art. 10(1)(f) — Legitimate interest (improving services); subject to your consent | Yes |
| Functional | Remembering your language preference, consultation booking details, chat interaction history with ARCUS AI. | Art. 10(1)(a) — Consent | Yes |
| Marketing | Delivering content relevant to DFSA-regulated financial services. Tracking effectiveness of investor outreach. We do not use cookies for third-party advertising. | Art. 10(1)(a) — Explicit consent | Yes |
4. Specific Cookies in Use
| Cookie Name | Provider | Category | Duration | Purpose |
|---|---|---|---|---|
XSRF-TOKEN | moneyprotects.com | Essential | Session | Cross-Site Request Forgery protection (Laravel security) |
moneyprotects_capital_limited_session | moneyprotects.com | Essential | Session | Maintains your session state across pages |
mpcl_cookie_consent | moneyprotects.com | Essential | 365 days | Stores your cookie consent preferences |
_ga, _ga_* | Google Analytics | Analytics | 2 years | Distinguishes users; measures site usage (only if Analytics consent given) |
ElevenLabs-* | ElevenLabs AI | Functional | Session | Maintains ARCUS AI voice chat session state |
5. How to Manage Your Cookie Preferences
You have full control over non-essential cookies. You can change or withdraw your consent at any time by:
- Clicking "Manage Preferences" in the cookie banner at the bottom of any page on our Website
- Clearing your browser cookies, which will reset your consent and prompt the banner again on your next visit
- Configuring your browser settings to block or delete cookies (see your browser's help documentation)
- Contacting us at dataprotection@moneyprotects.com
Please note: Disabling essential cookies may impair the functionality of our Website. Non-essential cookie preferences do not affect your ability to access our financial services or submit enquiries.
6. Third-Party Cookies and Services
Our Website may embed or link to third-party services that set their own cookies. These include:
- Microsoft Teams — for consultation meeting link generation
- ElevenLabs — for the ARCUS AI voice/chat widget
- Google Analytics — for anonymised site traffic analysis (consent-gated)
We do not control the cookies set by third-party providers. We recommend reviewing their respective privacy and cookie policies.
7. Cross-Border Data Transfers
Some cookies (e.g. Google Analytics) may result in data being transferred outside the DIFC or UAE. Where this occurs, we ensure appropriate safeguards are in place in accordance with Article 26 of the DIFC DP Law, including Standard Contractual Clauses or adequacy decisions.
8. Your Rights Under the DIFC DP Law
As a Data Subject under DIFC Law No. 5 of 2020, you have the right to:
- Access your personal data processed via cookies
- Rectification of inaccurate data
- Erasure ("right to be forgotten") of data processed on the basis of consent
- Restriction of processing
- Object to processing based on legitimate interests
- Data portability where processing is by automated means
- Withdraw consent at any time, without affecting prior processing
To exercise any of these rights, contact our Data Protection Officer at dataprotection@moneyprotects.com.
9. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our operations. We will notify you of material changes by posting a prominent notice on the Website. Your continued use of the Website after such notice constitutes acceptance of the updated policy.
10. Contact & Complaints
Data Protection Officer
Money Protects Capital Limited
Park Towers, Level 1, DIFC, Dubai, UAE
Email: dataprotection@moneyprotects.com
General: customercare@moneyprotects.com
If you believe we have not handled your data in accordance with the DIFC DP Law, you have the right to lodge a complaint with the DIFC Commissioner of Data Protection at difc.ae.
Money Protects Capital Limited is regulated by the Dubai Financial Services Authority (DFSA). DFSA Reference No: F-9299. Registered in DIFC under Commercial License No. CL-7741.
This Cookie Policy was last reviewed: 30 May 2026.