Institutional Treasury
& Wealth Advisory
Structured products, capital preservation, and treasury management for HNWIs, Family Offices, Corporates, and Sovereign Investors. Powered by 25 years of institutional expertise from DIFC.
Market Overview · Illustrative Display
Illustrative market levels across equities, fixed income, commodities, and currencies. Illustrative Market Display — live data integration pending. Figures shown are sample/static and not live market data.
Treasury Solutions Hub
End-to-end treasury advisory covering hedging, liquidity, and structured deposits — engineered for corporates and institutional clients operating in and across the GCC.
FX Hedging
Protect your business against currency volatility with bespoke FX hedging strategies tailored to your exposure profile and treasury policy.
Interest Rate Hedging
Manage floating-rate exposure across lending portfolios and liability books with institutional-grade IRS, caps, floors, and collar structures.
Structured Deposits
Capital-protected yield-enhancing deposit structures that optimize your corporate treasury returns without sacrificing principal security.
Cash Management
Multi-bank liquidity management solutions that consolidate visibility, optimise idle balances, and reduce inter-company funding costs.
Fixed Income Solutions
Access to GCC Sukuk, US Treasuries, investment-grade corporates, and sovereign bonds — curated portfolios with duration and credit management.
Corporate Treasury Advisory
Retained treasury advisory spanning policy design, banking relationship management, hedging strategy, and board-level financial risk reporting.
Structured Notes Marketplace
Institutional-grade structured notes from world-class issuers — filtered, compared, and advisory-ready.
Structured product examples shown on this page are illustrative only and do not represent live offers, recommendations, solicitations, or confirmed availability. Final terms depend on issuer pricing, market conditions, documentation, client classification, suitability, and execution through external custodians or execution partners.
Capital protection means return of protected principal at maturity is subject to issuer credit risk, final product terms, market conditions and applicable documentation. It is not a guarantee by Money Protects Capital Ltd.
100% Capital Protected Note
Underlying: S&P 500 / Euro Stoxx 50
Tenor: 3–5 years
Participation: Indicative 80–120%
Protection: 100% at maturity, subject to issuer risk
Client Objective: Capital preservation with upside participation
For Professional Clients & Market Counterparties only. Subject to issuer availability, final terms, suitability, and external custodian execution.
Autocallable Income Note
Underlying: Blue-chip equity basket
Tenor: 1–3 years
Coupon: Indicative only
Protection: Conditional barrier protection
Client Objective: Enhanced income
For Professional Clients & Market Counterparties only. Subject to issuer availability, final terms, suitability, and external custodian execution.
Reverse Convertible Note
Underlying: Single equity / equity basket
Tenor: 6–18 months
Coupon: Higher indicative coupon
Protection: No full capital protection
Client Objective: Yield enhancement with higher risk
For Professional Clients & Market Counterparties only. Subject to issuer availability, final terms, suitability, and external custodian execution.
Fixed Income Linked Note
Underlying: Sovereign bond / Treasury yield / credit index
Tenor: 2–5 years
Protection: May be protected or conditional
Client Objective: Income and duration exposure
For Professional Clients & Market Counterparties only. Subject to issuer availability, final terms, suitability, and external custodian execution.
Portfolio Builder
Construct and stress-test an indicative portfolio of structured products for Professional Clients. Outputs are illustrative only and are released solely after client classification and the suitability workflow are completed.
Client Classification
Under DFSA COB, client classification must be confirmed before any allocation, illustration, RFQ output or proposal is displayed. Select your classification to proceed. Retail Clients are not eligible for MONIDR Professional services.
Investment Parameters
Suggested Allocation
Request an Indicative Proposal
Provide your parameters to request advisor review and an indicative proposal. Any proposal, allocation or illustration is prepared and issued by a qualified advisor only to classified Professional Clients following suitability sign-off — and is not downloadable beforehand.
Quick Proposal Request
For Professional and Institutional Clients only. Subject to DFSA suitability requirements.
MONIDR™ Intelligence Assistant
Information and workflow support across structured products, treasury and markets.
Money Protects Innovation Showcase
Three world-first financial innovations — DFSA-approved, patent-protected, and live in market.
Structured Notes Education Hub
Understand the mechanics, risk profile, and investor suitability of principal-protected structured notes before engaging with MPCL's treasury solutions.
Definition
A structured note is a debt instrument issued by a bank or financial institution that combines a fixed-income component (the capital protection element) with a derivative component (the performance link).
Structure Anatomy
Not a Deposit
Structured notes are not bank deposits and are not covered by deposit protection schemes. Capital protection is provided by the issuer's promise to repay — meaning you carry the credit risk of the issuing institution.
Illustrative Issuer Examples
Examples below show the type of issuers MPCL works with and indicative note structures. These are illustrative only — they do not represent current availability, live pricing, or confirmed terms.
MPCL's multi-issuer access model means clients are not restricted to a single institution's product shelf. We compare across issuers to identify the most competitive terms available at the time of instruction. See MONIDR Multi-Issuer Architecture below.
MONIDR™ Multi-Issuer Architecture
MONIDR is MPCL's AI-powered structuring intelligence layer — a proprietary platform that aggregates, analyses, and routes structured product mandates across a curated multi-issuer panel, removing single-issuer dependency and maximising value for the client.
Client
Assessed by MPCL
Multi-Issuer Router
Compliance Filter
Access MONIDR™ Intelligence
MONIDR is available to MPCL's classified Professional Clients and qualified institutional counterparties. Access is by application and subject to onboarding, suitability assessment, and DFSA client agreement.
Resource Centre
Speak to an Institutional Advisor
Schedule a private consultation with our DFSA-regulated treasury and wealth specialists. No obligation. Fully confidential.
Existing MPCL clients using Mortgage EMI Sleeping Period™, Fixed EMI For Life™ or Equity Release Double Rental™ may request separate Treasury & Wealth advisory support where released liquidity, investment objectives and client classification make such services appropriate. Treasury & Wealth onboarding is independent and does not transfer existing classification or suitability.
Compliance & Disclosures
The value of structured products and investments can fall as well as rise. Capital protection applies only at maturity and only if the issuing institution remains solvent. Past performance and illustrative returns shown on this page are not indicative of future results. Structured notes are complex instruments and may not be suitable for all investors. You should not invest unless you fully understand the nature of the product, the risks involved, and how loss of capital could occur. If in doubt, seek independent financial advice from a DFSA-regulated adviser.
Regulatory Status
Money Protects Capital Ltd is licensed by the Dubai Financial Services Authority (DFSA) as a DFSA-regulated firm (Licence No. F009299), authorised to provide credit and related financial services from the Dubai International Financial Centre (DIFC).
Client Classification
Services on this platform are available exclusively to Professional Clients and Market Counterparties as defined under the DFSA Conduct of Business Rules. Retail Clients are not eligible. Any future retail-oriented tools are provided only through a separately segregated, non-regulated, informational/educational channel outside MPCL's regulated services. No allocation, illustration, RFQ output or proposal is shown before classification and suitability are completed.
Risk Warning
The value of investments and income from them can fall as well as rise. Past performance is not a reliable indicator of future results. Structured products may involve complex risks including capital loss, issuer default, liquidity constraints, and market risk.
Suitability & Appropriateness
Before any investment transaction, Money Protects Capital Ltd conducts a suitability and appropriateness assessment in accordance with DFSA COB Rules. We are required to assess client knowledge, experience, financial situation, and investment objectives.