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Research, analysis and market intelligence from our advisory desk — liquidity, equity release and debt restructuring, explained by a DFSA-regulated firm in the DIFC and translated for the people it serves. Scroll for the latest insights.
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When Prices Fall but the Mortgage Does Not: What a Dubai Property Correction Changes for a Homeowner With a Loan, and What It Leaves Alone
Dubai’s third-quarter sales figures and softening asking rents have put the word correction back into everyday conversation. For a homeowner with a mortgage, the instinct is to ask what the fall does to the loan. The honest answer is:...
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Market Insight
The Credit Committee You Never Face: Five Questions Banks Ask Before Lending, and Why Households Should Ask Them Too
Every loan in the UAE passed a credit committee that asked five unsentimental questions: can the borrower pay and from what, what happens if income stops, how concentrated is the e...
Market Insight
Selling a Mortgaged Property in Dubai: The Liability Letter, the Settlement Sequence, and the Cash You Actually Walk Away With
Dubai’s secondary market rose 15% quarter on quarter in Q3 2026, and a growing share of the homes changing hands still carry a mortgage. Selling one is not the same as sellin...
Market Insight
Mortgage Age Limits and Tenor in the UAE: Why the Same Loan Costs More Each Month After 45, and How to Plan Around It
The UAE regulator removed the hard age cap on mortgages in 2019 and handed the decision to banks. Most still underwrite to a retirement-age horizon, which means a borrower in their...
Market Insight
When the Mortgage Instalment Looks Like the Rent: The Full Rent-vs-Buy Comparison UAE Renters Should Run Before They Switch
Nearly half of UAE renters surveyed this month have considered buying, and a third of those comparing say the mortgage payment and the rent look about the same. This deep dive expl...
Market Insight
Buying in Dubai’s Secondary Market With a Mortgage: The Valuation Gap, the Cash You Cannot Borrow, and the Test to Run Before You Sign
Secondary-market sales in Dubai rose more than 20% quarter on quarter in Q3 2026, and most resale buyers borrow. This deep dive explains the three places a mortgage-financed resale...
Market Insight
The October Close: Why a Household Should Shut Its Books in the First Month of Q4, Not the Last
Every treasury desk I worked on treated the first weeks of Q4 as the real year-end: reconcile, decide what cannot roll on current terms, set next year’s limits. Households do...
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